Medical Insurance Scheme

TMC has in place a Group Hospital & Surgical Insurance (GHS) scheme for all its students. This medical insurance scheme provides for an annual coverage limit of S$20,000, B1 ward in government and restructured hospitals and 24 hours coverage in Singapore and overseas (if student is involved in school-related activities) throughout the course duration as stated in your student contract.

The students are also insured for death or permanent disablement for a sum assured of $20,000 per student.

Please refer to the AIA Policy Schedule for the GHS medical benefits.

Local/Permanent Resident or non-Student Pass International students who are protected by their own medical insurance in Singapore may opt out of the medical insurance scheme.

In the rare occasion that you need to file a claim, please prepare the below documents:

• Original Bills / Tax Invoice

• Any other interim bills

• Original payment receipts

• Discharge Report, Surgery report, X-ray Summary, Laboratory report; or any other reports to back up the service rendered

• Referral letter to the Hospital / Specialist

• Histology Report (if any)

You may submit your claims by completing the AIA GHS claim form or online as illustrated on the video.

Please approach the course advisor or student serviced department if you need any assistance. Note that it takes around 6 to 8 weeks to process the claim and the claim will be credited directly to your bank account.

Benefits Schedule for TMC Academy

Download: Group Hospital and Surgical Policy Schedule
Download: Group Hospital and Surgical Policy Contract