Miscellaneous fee refers to any non-compulsory and non-standard fee which students will pay only when necessary or applicable.
(E.G. Repeat Fee, Late Fee Penalty etc.)

TMC provides pre-course counselling so that students are aware of the essential information about TMC before making their course application to us. The information includes programme information, academic pathway, award and fee information, refund, withdrawal and transfer policies, Immigration rules and Singapore laws especially for International students and the student services available for students in TMC, for example the airport pickup and accommodation placement services.

This information is provided to all students (prior to their application) by the Student Recruitment & Marketing (SRM) colleagues as well as the TMC appointed International Student Recruitment Agents.

It is a mandatory requirement by the CPE that all students, both local and international, sign the Student Contract with TMC upon the acceptance of the offer made by TMC during the Admission Process.

Note : Student Contract will not be required for non-award programmes with duration less than 50 hours or 1 month.

The Student Contract serves to minimise future disputes and hence has to be completely understood by students prior to enrolment. Information on the Student Contract is communicated to students throughout our various communication channels including our website.

Students should understand the terms and conditions stated within the contract and be aware of the following:

  • No Course Fee payments should be made before signing the contract.
  • 2 original copies of the contract should be signed, with 1 copy kept by students.
  • There should be no more amendments on the contract after signing, unless both TMC and students sign beside the amendments made.

Please click on the link to see the standard Student Contracts from the Committee for Private Education (CPE) Website.
An Advisory Note is also given with each student contract. You may read the Advisory Notes to students on CPE Website.

We have in place the Fee Protection Scheme (FPS) to provide full protection to all fees* paid by all students as stipulated by the CPE. The FPS facility available is: Insurance.

* All fees refer to all monies that are paid by student to be enrolled in TMC except for course application fee and miscellaneous fee. GST and FPS premium are not inclusive as part of fees to be protected.

Students are given the Certificate of Insurance, where the details of fee protection for each course (start date, end date and amount) are indicated.

TMC has entered into a Master Insurance Agreement between CPE and Lonpac Insurance Bhd (the “Master Insurance Agreement”) for the purpose of insuring, among other things, the Student. This Master Insurance Agreement sets out, among other things, the events under which students are indemnified for their Course fees paid to TMC.

Download Link


TMC has in place a Medical Insurance (MI) scheme for all its students. This medical insurance scheme will minimally provide for an annual coverage limit of not less than S$20,000 per student, at least B1 ward in government and restructured hospitals and 24 hours coverage in Singapore and overseas (if student is involved in school-related activities) throughout the course duration.

Local/Permanent Resident or non-Student Pass International students who are protected by their own medical insurance in Singapore can opt out of the aforementioned medical insurance scheme.

Payment can be made in full (for courses that are 12 months or less) or by instalments according to a predetermined plan, in accordance with CPE regulations. We do not require Students to pay any deposit or initial down payment for the enrolment of Courses.

The following banks provide 0% installment plan:

  • DBS & POSB Bank – 12 months
  • UOB Bank – 6, 12 and 24 months
  • OCBC Bank – 6 months

Fees are made to TMC in accordance with their categories. Application Fee and Miscellaneous Fee can be paid over the counter in cash, NETs, cheque, bank draft; or via Telegraphic Transfer DIRECT to the TMC account:

Account name:
TMC Academy Pte Ltd
Account Number:
003 – 911304 – 8
SWIFT address:
DBS address:
DBS Shenton Way Branch, 6 Shenton Way
DBS Building Tower 2, Basement
Singapore 068809

Course Fees must be made to the stipulated Fee Protection Scheme account as stated in TMC Offer Letter. Payment modes and methods stated in TMC Offer Letter must be strictly adhered to.

Payment of the Course Fees by students may be made either in full or by installments in accordance with the Fee Payment Plan as stated in the Letter of Offer. International students should make course fee payments after their student pass application has been approved by Immigrations and Checkpoint Authority of Singapore.

All payments paid over the counter in Singapore must be in Singapore Dollars except for programmes jointly offered with partner institutions/universities, which may be paid in the respective foreign currency as advised. All payments by demand draft (in Foreign Currency or Singapore Dollar equivalent) are to be made directly to the respective institutions/universities. TMC acts as an intermediary and do not deposit the course fees collected on behalf of the overseas institutions/universities. The payments are redirected to the respective overseas institutions/ institutions/ universities concerned.

Acceptance of foreign currency takes place only when the Student has to pay an Application Fee prior to formally enrolling in the programme. The Application Fee is a nominal sum and if the Student chooses to pay in foreign currency, we will advise the Student of the Foreign Currency Exchange Rate at the point of payment.

For more details, please contact our friendly course consultants:

Tel: +65 6690 9599
Email: info@tmc.edu.sg