Miscellaneous fee refers to any non-compulsory and non-standard fee which students will pay only when necessary or applicable.
(E.G. Repeat Fee, Late Fee Penalty etc.)

TMC provides pre-course counselling so that students are aware of the essential information about TMC before making their course application to us. The information includes programme information, academic pathway, award and fee information, refund, withdrawal and transfer policies, Immigration rules and Singapore laws especially for International students and the student services available for students in TMC, for example the airport pickup and accommodation placement services.

This information is provided to all students (prior to their application) by the student recruitment staff or agents.

It is a mandatory requirement by the CPE that all students, both local and international, sign the Student Contract with TMC upon the acceptance of the offer made by TMC during the Admission Process.

Note : Student Contract will not be required for non-award programmes with duration less than 50 hours or 1 month.

The Student Contract serves to minimise future disputes and hence has to be completely understood by students prior to enrolment. Information on the Student Contract is communicated to students throughout our various communication channels including our website.

Students should understand the terms and conditions stated within the contract and be aware of the following:

  • No Course Fee payments should be made before signing the contract.
  • 2 original copies of the contract should be signed, with 1 copy kept by students.
  • There should be no more amendments on the contract after signing, unless both TMC and students sign beside the amendments made.

Please refer to the Committee for Private Education (CPE) website to view the standard Student Contracts and advisory notes to students.

To view student contract, kindly click here.

We have in place the Fee Protection Scheme (FPS) to provide full protection to all fees* paid by all students as stipulated by the CPE. The FPS facility available is: Insurance.

* All fees refer to all monies that are paid by student to be enrolled in TMC except for course application fee and miscellaneous fee. GST and FPS premium are not inclusive as part of fees to be protected.

Students are given the Certificate of Insurance, where the details of fee protection for each course (start date, end date and amount) are indicated.

TMC has entered into a Master Insurance Agreement between CPE and Lonpac Insurance Bhd (the “Master Insurance Agreement”) for the purpose of insuring, among other things, the Student. This Master Insurance Agreement sets out, among other things, the events under which students are indemnified for their Course fees paid to TMC.

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TMC has in place a Group Hospital & Surgical Insurance (GHS) scheme for all its students. This medical insurance scheme provides for an annual coverage limit of S$20,000, B1 ward in government and restructured hospitals and 24 hours coverage in Singapore and overseas (if student is involved in school-related activities) throughout the course duration as stated in your student contract.

The students are also insured for death or permanent disablement for a sum assured of $20,000 per student.

Please refer to the AIA Policy Schedule for the GHS medical benefits.

Local/Permanent Resident or non-Student Pass International students who are protected by their own medical insurance in Singapore may opt out of the medical insurance scheme.

In the rare occasion that you need to file a claim, please prepare the below documents:

  • Original Bills / Tax Invoice
  • Any other interim bills
  • Original payment receipts
  • Discharge Report, Surgery report, X-ray Summary, Laboratory report; or any other reports to back up the service rendered
  • Referral letter to the Hospital / Specialist
  • Histology Report (if any)

You may submit your claims by completing the AIA GHS claim form or online as illustrated on the video.

Please approach the course advisor or student serviced department if you need any assistance.   Note that it takes around 6 to 8 weeks to process the claim and the claim will be credited directly to your bank account.


Benefits Schedule for TMC Academy

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79028 eGHS - Policy Coverage Summary (1 plan) 2


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79028 eGHS - Policy Coverage Summary (1 plan) 1

Payment can be made in full (for courses that are 12 months or less) or by instalments according to a predetermined plan, in accordance with CPE regulations. We do not require Students to pay any deposit or initial down payment for the enrolment of Courses.

The following banks provide 0% installment plan:

  • UOB Bank – 6, 12 and 24 months

The following payment modes are available:

Paynow UEN 201003953ZTMC
Account Name TMC Academy Pte Ltd
Account Number 003-911304-8
DBS Address DBS Shenton Way Branch, 6 Shenton Way
DBS Building Tower 2, Basement
Singapore 068809


















Fee Payment Policy

All payments must be made in Singapore Dollars.

Course fee payment should be made only after the signing of the Student Contract.

All course fees must be paid before the payment due dates which are reflected in the Letter of Offer and Student Contract. A penalty fee will be charged if there is a late payment. If the course fee is not paid, the student will not be allowed to attend classes and the enrolment will be withdrawn.

For more details, please contact our friendly course consultants:

Tel: +(65) 6 7272 666
Email: info@tmc.edu.sg