TMC refund policy is as follows:

1) Application Fee is non-refundable upon payment.

2) The refund of Course Fees will be based on the Refund Policy Table below:

% of the aggregate amount of the fees paid	If Student’s written notice of withdrawal is received
[90%]	(“Maximum Refund”) More than [14] days# before the Course Commencement Date
[50%]	Before, but not more than [14] days# before the Course Commencement Date
[25%]	After, but not more than [7] days# after the Course Commencement Date
[0%]	More than [7] days# after the Course Commencement Date, but not more than [14] days after the Course Commencement Date
[0%]	More than [14] days# after the Course Commencement Date

a) There will be a 7-working-days## Cooling-off Period from the date of signing of the Student Contract which will allow for a Maximum Refund should students decide to withdraw within this Period.

b) Refunds will be made to students within 7 working-days## upon receipt of written notice and complete submission of all required documents.

c) There will be a Refund Processing Fee of 10% of the refunded amount (with a minimum charge of S$10 and maximum cap of S$200).

d) When a course is cancelled by TMC, the student may defer the intake at no extra charge, or withdraw from the course and obtain a 100% refund of all fees paid (including the application fee and without the Refund Processing Fee). TMC has the right to cancel the class if the conditions required it to do so such as not meeting the minimum student number (normally minimum is 10 students) to commence the class, etc.

e) In the event that the student pass application is not approved by the statutory authority, only 100% of the course fee paid is refunded (without the Refund Processing Fee).

f) In the case of course transfer, any unconsumed course fee from the current course can be credited to the next course for successful applications. For International Student, this will be conditional upon approval of the new student pass by ICA.

g) If the unconsumed course fee is more than the fee payable for the new course (or course that the student wants to transfer to), all fee made will not be refunded. If the unconsumed course fee is less than the fee payable for the new course, students need to make a top up.

h) In the case of class transfer, student can have their unconsumed paid fee credited to the next class or next semester when student resume their studies within the stipulated period.

i) In the case of course withdrawal, unconsumed fee can be refunded if withdrawal is made before the next instalment is due. Once the course commenced, the fee is taken to be consumed and subject to the above conditions.

j) The above refund policies apply to all programmes offered by TMC, except for programmes jointly offered with partner institutions which may be separately governed by the respective overseas University refund policy beyond the purview of TMC.

k) No refund shall be made for application fee except in the event that the course is cancelled by TMC.

Above refund policy applies to all programmes offered by TMC, except for programmes jointly offered with partner institutions which may be separately governed by the respective overseas institutions’ refund policy beyond the purview of TMC.

All fees are subject to prevailing Goods & Services Tax (GST), unless otherwise stated.

# Refers to Calendar-day
## Refers to TMC’s working-day which is from Monday to Friday, excluding Public-holiday & School Holiday

Original official receipt must be submitted for refunds. No refunds will be made if student cannot produce official receipts. In the event the original official receipt is lost, statutory declaration or a police report must be submitted for the refund to be processed.

All refunds application are subjected to the School’s approval. All decisions are considered final.